Home Page

President's Message

Locations and Hours

Current Rates

Electronic Merchant Systems

Telephone Banking

Individual Retirement Accounts


Privacy & Security

Disclosures and Financial Information

Contact Us


Banking/Community Links

Check 21

Making a Budget

Creating a budget requires three steps.

1.) Identify were your money is going today. This may involve tracking all of your spending for a month or two. 2.) Evaluate where you spend and then copare this to your goals. Determine if your goals are being met. If not, adjust your budget to fit your goals. 3.) Track your spending on an ongoing basis to make sure you are meeting your budget.